Terms and Conditions
Last updated: September 16, 2025
Acceptance of Terms
Welcome to xorynethavulo's financial planning subscription service.
By using our service, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our service.
Definitions
In these Terms and Conditions, the following terms have these meanings:
- "Service": Our monthly subscription financial planning service including consultation and analytical reviews
- "User" or "Client": Any individual who subscribes to and uses our financial planning service
- "Content": All information, guidance, reports, and materials provided through our service
- "Agreement": These Terms and Conditions along with our Privacy Policy and other referenced policies
Use of Service
Your use of our service is subject to the following conditions:
Permitted Uses:
- Personal financial planning and guidance purposes only
- Following our guidance and recommendations for your benefit
- Communicating with our team about your financial situation
Prohibited Uses:
- Sharing your account access with others
- Using our content for commercial or business purposes
- Attempting to reverse-engineer or copy our methods
- Providing false or misleading information about your situation
User Responsibilities
As a user of our service, you agree to:
- Provide accurate and complete information about your financial situation
- Keep your account information secure and confidential
- Notify us promptly of any changes to your circumstances
- Use our guidance responsibly and at your own discretion
Intellectual Property
All content, methods, and materials provided through our service remain the intellectual property of xorynethavulo and are protected by copyright and other laws.
You may not reproduce, distribute, or create derivative works from our content without written permission.
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your personal data. Privacy Policy
Service Disclaimers
Our service is provided "as is" without warranties of any kind, express or implied.
We do not guarantee specific financial outcomes or results from using our guidance. Past performance does not guarantee future results.
Limitation of Liability
Our total liability shall not exceed the amount you paid for the service in the preceding 12 months.
We exclude liability for indirect, consequential, or punitive damages arising from your use of our service.
User Indemnification
You agree to indemnify xorynethavulo against any claims arising from your use of our service or breach of these terms.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently:
Australian Jurisdiction:
Any disputes will be resolved under Australian law through the courts of the state where our business is registered.
Alternative Resolution:
We encourage initial resolution through direct communication with our customer service team.
Termination
Either party may terminate the subscription with 30 days' written notice. We may terminate immediately for breach of these terms.
Upon termination, your access to the service will cease, but these terms will continue to apply to prior use.
Governing Law and Jurisdiction
These terms are governed by Australian law, and Australian courts have exclusive jurisdiction over any disputes.
Changes to Terms
We may update these terms from time to time. We will notify users of material changes by email or website notice.
Continued use of the service after changes constitutes acceptance of the updated terms.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and xorynethavulo regarding use of our service.
Contact Information
For questions about these terms, contact us at contact@xorynethavulo.com or +61 434-511-940.