Disclaimer
Last updated: September 16, 2025
Important Financial Notices
Past performance does not guarantee future results.
Financial planning involves risk and individual circumstances may vary significantly.
General Disclaimer
Please read this disclaimer carefully before using our services.
The information provided through our financial planning subscription service is for general guidance purposes only. We do not provide specific financial advice, and all content should be considered educational in nature. You should always consult with qualified professionals before making financial decisions.
Limitation of Liability
Our liability is limited in the following ways:
- We exclude liability for any indirect, consequential, or special damages arising from use of our service.
- Our total liability shall not exceed the amount paid for the subscription service in the preceding 12 months.
- We do not guarantee specific financial outcomes or results from following our guidance.
- Users assume full responsibility for their financial decisions and actions.
Information Accuracy
While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content. Financial markets and regulations change frequently, and information may become outdated.
Our service is provided "as is" without warranties of any kind, express or implied.
Professional Financial Advice
Our subscription service provides general financial planning guidance and analytical reviews, not personalized financial advice.
Always seek advice from licensed financial advisors, tax professionals, or legal experts for decisions affecting your specific situation.
External Links
Our website may contain links to external websites that are not under our control.
We do not endorse or assume responsibility for the content, policies, or practices of linked sites.
Results and Outcomes
Individual results may vary based on personal circumstances, market conditions, and implementation of guidance.
We make no guarantees regarding financial outcomes, performance, or success from using our services.
User Indemnification
Users agree to indemnify and hold harmless xorynethavulo and its representatives from any claims, damages, or expenses arising from their use of our services or financial decisions made based on our guidance.
Jurisdiction and Governing Law
This disclaimer is governed by Australian law.
Governing Law:: Australian Federal and State laws apply to this disclaimer and our services.
Jurisdiction:: Australian courts have exclusive jurisdiction over any disputes arising from this disclaimer.
State and territory regulations may apply depending on your location within Australia.
Severability
If any provision of this disclaimer is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Modifications to Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be posted on our website with an updated revision date.
Contact Information
For questions about this disclaimer or our services, please contact us: