Cookie Policy
Last updated: September 16, 2025
What Are Cookies?
Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better browsing experience by remembering your preferences and improving our service.
We use cookies to enhance functionality, analyze website traffic, and provide personalized content relevant to your financial planning needs.
How We Use Cookies
We categorize our cookies into four main types:
Necessary Cookies
Essential cookies required for basic website functionality, security, and compliance with Australian privacy laws.
- Session management and user authentication
- Security tokens and CSRF protection
Functional Cookies
These cookies enhance your experience by remembering your preferences and settings.
- Language and location preferences
- Form data and user interface customization
Analytics Cookies
Help us understand how visitors use our website so we can improve our service and content.
- Google Analytics for website traffic analysis
- Page view tracking and user behavior insights
Marketing Cookies
Used to deliver relevant advertisements and measure the effectiveness of our marketing campaigns.
- Targeted advertising and retargeting pixels
- Social media integration and conversion tracking
Third-Party Cookies
Some cookies are set by third-party services that appear on our pages, such as Google Analytics, social media widgets, and advertising networks.
These third parties have their own cookie policies, and we have no control over their cookies or how they use the data collected.
Your Privacy Rights Under Australian Law
As an Australian business, we comply with the Privacy Act 1988 and respect your privacy rights.
Australian Privacy Principles
Under Australian privacy law, you have the following rights:
- Access your personal information we hold
- Correct inaccurate or incomplete information
- Request deletion of your personal information in certain circumstances
Additional Consumer Rights
We extend additional privacy protections to all our users:
- Right to know what personal information is collected
- Right to opt-out of the sale of personal information
- Right to non-discrimination for exercising privacy rights
Data Processing Rights
You also have rights regarding how we process your data:
- Confirmation of data processing activities
- Portability of your data to another service provider
- Information about data sharing with third parties
How to Manage Cookies
You have several options for controlling cookies on our website:
Browser Settings
Most web browsers allow you to control cookies through their settings. You can choose to block cookies, delete existing cookies, or receive notifications when cookies are set.
Opt-Out Tools
Many advertising networks provide opt-out tools that allow you to refuse targeted advertising cookies from multiple companies at once.
We use cookies
You can also manage your cookie preferences using our consent banner that appears when you first visit our website.
You can withdraw your consent for non-essential cookies at any time by clearing your browser cookies or contacting us directly.
Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our business practices. The updated version will be posted on our website with a revised effective date.
Contact Information
If you have questions about our use of cookies or this policy, please contact us at contact@xorynethavulo.com or call +61 434-511-940.